Khajane
Log it in seconds
Expenses, income and transfers with a built-in calculator, notes that suggest themselves, emoji tags and receipt photos.
Expense tracker & money manager
Khajane
Earn → Spend → Save → Grow → Understand
Track every rupee, set budgets that tell you exactly what you can spend each day, and see where your money really goes. Simple, private, and it works offline.
Everything in one place
A personal finance app that keeps it simple
Built for everyday money in India — UPI, cash, cards and bank accounts — without the clutter.
Budgets that guide you
Monthly or annual budgets that show what you can spend each day — and warn you early if you're heading over.
See where it goes
Week, month, year or custom ranges. Category breakdowns, payment modes, cash flow and spending stats.
All your accounts
Bank accounts, cash, wallets and credit cards with live balances. Hide balances with one tap.
Your categories & tags
20 ready-made categories, plus your own with any icon and colour. Group spending with tags like vacation🌴 or business💼.
Scheduled transactions Premium
Rent, bills, subscriptions and salary — added automatically every day, week, month or year.
Never lose your data
Automatic cloud backup every few minutes, restore after a reinstall or a new phone, and encrypted backup files to your phone or Google Drive.
Works offline
Everything is saved on your phone first, so the app is fast and works without internet. It syncs when you're back online.
A gentle daily nudge
An optional evening reminder to log the day — skipped automatically if you already have.
Khajane Coins
Good money habits, rewarded
Earn coins for checking in, logging your spending and inviting friends — then use them to unlock Premium for free.
- Daily check-in+5/day
Plus a bonus for logging a transaction or a no-spend day - Milestonesup to +1,500
7 to 365 active days, 10 to 1,000 transactions - Invite friends+300 each
You get 300, they get 150 once they're up and running
3,000 coins = 1 month of Premium, free. How coins work →
Privacy first
Your money is your business
We don't sell your data, and your amounts, notes and the names of your accounts and categories never go into analytics or ads.
Private by default
Your backup is only readable by your own signed-in account.
Encrypted backups
Backup files are encrypted and can only be restored from your Khajane account.
Delete anytime
Delete your account and all your data from inside the app, whenever you like.
Questions
Frequently asked
Is Khajane free?
Yes. Everything you need to track spending, budgets and accounts is free, with a small banner ad. Premium is optional — you can subscribe, or earn it with Khajane Coins.
Does it work without internet?
Yes. Your data is stored on your phone first, so you can add and view everything offline. Backups happen automatically when you're back online.
What if I change phones or reinstall the app?
Sign in with the same Google account and Khajane offers to restore your backup — transactions, accounts, budgets, categories and tags.
Is my financial data safe?
Your backup is private to your account, backup files are encrypted, and we never sell your data or use your amounts or notes for ads. Read the privacy policy for the details.
How do Khajane Coins work?
You earn coins for daily check-ins, milestones and inviting friends. 3,000 coins unlock a month of Premium. Coins have no cash value. See all the rules.
Which currencies are supported?
Indian Rupee (₹) by default, plus US Dollar, Euro, British Pound and Japanese Yen.
How do I delete my account?
In the app, go to More → Delete account. You can also request deletion here.
Start building your treasury
Khajane (ಖಜಾನೆ) means "treasury". Download it free and take control of every rupee.
Get it on Google Play